Zinssätze

Die Zinsen für über Nacht gehaltene Kundeneinlagen orientieren sich an international anerkannten Referenz-Zinssätzen. Höhere Barguthaben bekommen vorteilhaftere Haben-Zinsen gegenüber kleineren Guthaben. Wenn Sie auf Zinstabelle klicken können Sie die jeweiligen gültigen Benchmark- Zinsraten einsehen.

Habenszinsen

Die Zinsen werden täglich berechnet und die angefallenen Zinsen monatlich verbucht. Die Buchung erfolgt am dritten Arbeitstag des Folgemonats. Die Stufen, auf welchen die Zinssätze beruhen, können sich von Zeit zu Zeit, ohne vorherige Ankündigung, ändern. Diese Anpassungen werden periodisch vorgenommen, je nach Kursbewegungen im Währungsmarkt.

Sollzinsen (Zinsen auf Margin Darlehn)

Die Zinsen werden täglich berechnet und die angefallenen Zinsen monatlich verbucht. Die Buchung erfolgt am dritten Arbeitstag des Folgemonats. Bei der Berechnung der Zinsen, die auf die Stufen der Zinstabelle basieren, werden gemischte Raten verwendet. Bei einem Guthaben von über 1.000.000 USD, werden die ersten 100.000 USD mit dem Zinssatz der Stufe I, und die nachfolgenden 900.000 USD mit dem Zinssatz der Stufe II errechnet. Die Stufen, auf welchen die Zinssätze beruhen, können sich von Zeit zu Zeit, ohne vorherige Ankündigung, ändern. Diese Anpassungen werden periodisch vorgenommen, je nach Kursbewegungen im Währungsmarkt.

Zinsen auf CFD-Kontrakte

Auf alle offenen CFD-Positionen werden täglich Zinsen berechnet.  Je nach gehandeltem Volumen werden folgende Zinssätze angewendet:

CurrencyBenchmark (BM)Rate
USDFed Funds Effective (Overnight Rate)100 %
USD11 am GMT USD LIBOR (used only for USD-CFDs, Gold and Silver Borrow Fees)91 %
AUDRBA Daily Cash Rate Target2.500 %
CADBank of Canada Overnight Lending Rate1.000 %
CHFSwiss Franc LIBOR (Spot-Next rate)(0.002)%
CNY/CNHCNY HIBOR Overnight Fixing Rate1.270 %
CZKPrag ON Interbank Offered Rate150 %
DKKDanish Tom/Next Index20 %
EUREONIA (Euro Overnight Index Average)217 %
GBPGBP LIBOR (Overnight Rate)464 %
HKDHKD HIBOR (Overnight rate)68 %
HUFBudapest Interbank Offered Rate2.660 %
ILSTel Aviv Interbank Offered O/N Rate750 %
INRCentral Bank of India Base Rate10.250 %
JPYJPY LIBOR (Spot-Next rate)56 %
KRWKorean Won KORIBOR (1 week)2.500 %
MXNMexican Interbank TIIE (28 day rate)3.808 %
NOKNorwegian Overnight Weighted Average1.490 %
NZDNew Zealand Dollar Official Cash Daily Rate2.750 %
RUBRUONIA (Ruble Overnight Index Average)7.850 %
SEKSEK STIBOR (Overnight Rate)750 %
SGDSingapore Dollar SOR (Swap Overnight) Rate22 %

Stand: 22.04.2014

Zinsen auf Positiven Cash-Bestand

Währung Stufe Bezahlter Zinssatz
USD 0 - 10,000 0 %
  10,001 + 0% (BM - 0.5%)
AUD 0 - 10,000 0 %
  10,001 + 2% (BM - 0.5%)
CAD 0 - 10,000 0 %
  10,001 + 0.5% (BM - 0.5%)
CHF 0 - 10,000 0 %
  10,001 + 0% (BM - 0.5%)
CNY/CNH Alle 0 %
CZK 0 - 200,000 0 %
  200,001 + 0% (BM - 2%)
DKK 0 - 55,000 0 %
  55,001 + 0% (BM - 2%)
EUR 0 - 7,500 0 %
  7,501 + 0% (BM - 0.5%)
GBP 0 - 6,500 0 %
  6,501 + 0% (BM - 0.5%)
HKD 0 - 78,000 0 %
  78,001 + 0% (BM - 0.75%)
HUF 0 - 2,200,000 0 %
  2,200,001 + 0% (BM - 3%)
ILS Alle 0 %
INR Alle 0 %
JPY 0 - 1,000,000 0 %
  1,000,001 + 0% (BM - 0.5%)
KRW 0 - 12,000,000 0 %
  12,000,001 + 1% (BM - 1.5%)
MXN 0 - 130,000 0 %
  130,001 + 0% (BM - 4%)
NOK 0 - 60,000 0 %
  60,001 + 0% (BM - 2.5%)
NZD 0 - 13,000 0 %
  13,001 + 0.25% (BM - 2.5%)
RUB 0 - 330,000 0 %
  330,001 + 5.85% (BM - 2%)
SEK 0 - 70,000 0 %
  70,001 + 0.25% (BM - 0.5%)
SGD 0 - 13,000 0 %
  13,001 + 0% (BM - 1%)

Habenszins auf Barerlöse durch Leerverkäufe

Währung Stufe Bezahlter Zinssatz
USD 0 - 100,000 0 %
  100,001 - 1,000,000 0% (BM - 1.25%)
  1,000,001 - 3,000,000 0% (BM - 0.5%)
  3,000,001 + 0% (BM - 0.25%)
CAD 0 - 100,000 0 %
  100,001 - 1,000,000 0% (BM - 1.75%)
  1,000,001 - 3,000,000 0% (BM - 1.1%)
  3,000,001 + 0.1% (BM - 0.9%)
CHF 0 - 100,000 0 %
  100,001+ 0% (BM - 2.25%)
EUR 0 - 75,000 0 %
  75,001+ 0% (BM - 2.25%)
GBP 0 - 65,000 0 %
  65,001+ 0% (BM - 2.25%)
SEK 0 - 700,000 0 %
  700,001+ 0% (BM - 2.25%)
AUD 0 - 100,000 0 %
  100,001 + 0.25% (BM - 2.25%)
HKD 0 - 780,000 0 %
  780,001 0% (BM - 2.25%)

WährungStufeBelasteter Zinssatz
USD0 - 100,0002.41% (BM + 1.5%)
 100,001 - 1,000,0001.91% (BM + 1%)
 1,000,001 - 3,000,0001.41% (BM + 0.5%)
 3,000,001 - 200,000,0001.16% (BM + 0.25%)
 200,000,001 +1.16% (BM + 0.25%)*
AUD0 - 140,0003% (BM + 1.5%)
 140,000.01 - 1,400,0002.5% (BM + 1%)
 1,400,000.01 - 140,000,0002% (BM + 0.5%)
 140,000,000.01 +2% (BM + 0.5%)*
CAD0 - 140,0002% (BM + 1.5%)
 140,000.01 - 1,400,0001.5% (BM + 1%)
 1,400.000.01 - 140,000,0001% (BM + 0.5%)
 140,000,000.01 +1% (BM + 0.5%)*
CHF0 - 100,0001.5% (BM + 1.5%)
 100,001 - 1,000,0001% (BM + 1%)
 1,000,001 - 200,000,0000.5% (BM + 0.5%)
 200,000,000.01 +0.5% (BM + 0.5%)*
CNY/CNH0 - 625,0007.548% (BM + 5%)
 625,000.01 - 6,250,0007.548% (BM + 5%)
 6,250,000.01 - 1,250,000,0007.548% (BM + 5%)
 1,250,000,000.01 +7.548% (BM + 5%)*
CZK0 - 400,000,0003.12% (BM + 3%)
 400,000,000.01 +3.12% (BM + 3%)*
DKK0 - 120,000,0003% (BM + 3%)
 120,000,000.01 +3% (BM + 3%)*
EUR0 - 100,0001.5% (BM + 1.5%)
 100,000.01 - 1,000,0001% (BM + 1%)
 1,000,000.01 - 150,000,0000.5% (BM + 0.5%)
 150,000,000.01 +0.5% (BM + 0.5%)*
GBP0 - 80,0001.724% (BM + 1.5%)
  80,000.01 - 800,0001.224% (BM + 1%)
 800,000.01 - 160,000,0000.724% (BM + 0.5%)
 160,000,000.01 +0.724% (BM + 0.5%)*
HKD0 - 780,0002.566% (BM + 2.5%)
 780,000.01 - 7,800,0002.066% (BM + 2%)
 7,800,000.01 - 780,000,0001.566% (BM + 1.5%)
 780,000,000.01 +1.566% (BM + 1.5%)*
HUF0 - 4,500,000,0005.08% (BM + 5%)
 4,500,000,000.01 +5.08% (BM + 5%)*
ILS0 - 800,000,0005.1% (BM + 5%)
 80,000,000.01 +5.1% (BM + 5%)*
INRAlle12.27% (BM + 3%)
JPY0 - 11,000,0001.5% (BM + 1.5%)
 11,000,000.01 - 110,000,0001% (BM + 1%)
 110,000,000.01 - 20,000,000,0000.5% (BM + 0.5%)
 20,000,000,000.01 +0.5% (BM + 0.5%)*
KRW0 - 120,000,0003.25% (BM + 2%)
 120,000,000.01 - 1,200,000,0002.75% (BM + 1.5%)
 1,200,000,000.01 - 24,000,000,0002.25% (BM + 1%)
 240,000,000,001 +3.5% (BM + 1%)
MXN0 - 1,900,0009.886% (BM + 3%)
 1,900,000.01 - 19,000,0008.886% (BM + 2%)
 19,000,000.01 - 1,900,000,000 8.386% (BM + 1.5%)
 1,900,000,000.01 +8.386% (BM + 1.5%)
NOK0 - 850,0001.98% (BM + 1.5%)
 850,000.01 - 8,500,0001.48% (BM + 1%)
 8,500,000.01 - 850,000,0000.98% (BM + 0.5%)
 850,000,000.01 +0.98% (BM + 0.5%)*
NZD0 - 150,0003.25% (BM + 1.5%)
 150,000.01 - 1,500,0002.75% (BM + 1%)
 1,500,000.01 - 150,000,0002.5% (BM + 0.75%)
 150,000,000.01 +2.5% (BM + 0.75%)*
PLN0 - 70,000,0004.64% (BM + 3%)
70,000,000.01 +5.64% (BM + 4%)*
RUB0 - 660,000,00014.05% (BM + 5%)
 660,000,000.01 +14.05% (BM + 5%)*
SEK0 - 850,0001.5% (BM + 1.5%)
 850,000.01 - 8,500,0001% (BM + 1%)
 8,500,000.01 - 850,000,0000.5% (BM + 0.5%)
 850,000,000.01 +0.5% (BM + 0.5%)*
SGD0 - 150,0002.108% (BM + 1.5%)
 150,000.01 - 1,500,0001.608% (BM + 1%)
 1,500,000.01 - 150,000,0001.108% (BM + 0.5%)
 150,000,000.01 +1.108% (BM + 0.5%)*
 ZAR0 - 240,000,0008.498% (BM + 1.5%)
240,000,000.01 - 2,500,000,0007.998% (BM + 1%)
2,500,000,000.01 +7.748% (BM + 0.75%)*

IB Aktien CFDs

Bilanz Cutoffs Kontrakt Zinsen belastet/bezahlt auf offenen CFD Positionen:
Währung Position Stufe I Stufe II Aktien CFDs
unterhalb des Grenzwertes von Stufe I
Aktien CFDs
Zwischen Stufe I
und Stufe II
Aktien CFDs
Oberhalb von Stufe II
AUD Long/Short 1 100,000 1,000,000 4% / 1%
(BM +/- 1.5%)
3.5% / 1.5%
(BM +/- 1%)
3% / 2%
(BM +/- .5%)
CHF Long/Short 1 90,000 900,000 1.498% / -1.502%
(BM +/- 1.5%)
0.998% / -1.002%
(BM +/- 1%)
0.498% / -0.502%
(BM +/- .5%)
CZK Long/Short 1 N/A N/A 3.15% / -2.85%
(BM +/- 3%)
3.15% / -2.85%
(BM +/- 3%)
3.15% / -2.85%
(BM +/- 3%)
DKK Long/Short 1 N/A N/A 1.52% / -1.48%
(BM +/- 1.5%)
1.52% / -1.48%
(BM +/- 1.5%)
1.52% / -1.48%
(BM +/- 1.5%)
EUR Long/Short 1 75,000 750,000 1.717% / -1.283%
(BM +/- 1.5%)
1.217% / -0.783%
(BM +/- 1%)
0.717% / -0.283%
(BM +/- .5%)
GBP Long/Short 1 65,000 650,000 1.964% / -1.036%
(BM +/- 1.5%)
1.464% / -0.536%
(BM +/- 1%)
0.964% / -0.036%
(BM +/- .5%)
HKD Long/Short 1 780,000 7,800,000 1.568% / -1.432%
(BM +/- 1.5%)
1.068% / -0.932%
(BM +/- 1%)
0.568% / -0.432%
(BM +/- .5%)
JPY Long/Short 1 8,000,000 80,000,000 1.556% / -1.444%
(BM +/- 1.5%)
1.056% / -0.944%
(BM +/- 1%)
0.556% / -0.444%
(BM +/- .5%)
SEK Long/Short 1 700,000 7,000,000 2.25% / -0.75%
(BM +/- 1.5%)
1.75% / -0.25%
(BM +/- 1%)
1.25% / 0.25%
(BM +/- .5%)
USD Long/Short 1 100,000 1,000,000 1.591% / -1.4%
(BM +/- 1.5%)
1.091% / -0.9%
(BM +/- 1%)
0.591% / -0.4%
(BM +/- .5%)

IB Index CFDs

Währung Position Kontrakt Zinsen belastet/bezahlt auf offenen CFD Positionen*
AUD Long/Short 4% / 1%
(BM +/- 1.5%)
CHF Long/Short 1.498% / -1.502%
(BM +/- 1.5%)
EUR Long/Short 1.717% / -1.283%
(BM +/- 1.5%)
GBP Long/Short 1.964% / -1.036%
(BM +/- 1.5%)
HKD Long/Short 1.568% / -1.432%
(BM +/- 1.5%)
JPY Long/Short 1.556% / -1.444%
(BM +/- 1.5%)
USD Long/Short 1.591% / -1.409%
(BM +/- 1.5%)

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